| Year | Estimated annual maintenance cost |
|---|---|
| Year 1 | $190 |
| Year 2 | $240 |
| Year 3 | $320 |
| Year 4 | $420 |
| Year 5 | $580 |
| Year 6 | $500 |
| Year 7 | $540 |
| Year 8 | $570 |
| Year 9 | $600 |
| Year 10 | $680 |
| Year 11 | $730 |
| Year 12 | $790 |
At 15,000 miles a year and the U.S. average of $4.35 a gallon (EIA, week of Oct 5, 2026), a 2022 Toyota Camry LE/SE 2.5L (EPA 32 mpg combined) burns about $2,041 of gas a year - about $2,919 in California and $1,816 in Texas.
Maintenance + fuel per year: about $2,505 at the U.S. average gas price - this page's $464 average maintenance (years 1-10 of the cost table) plus $2,041 of gas.
See the 10-year cost for your state
Fuel economy: EPA combined rating (fueleconomy.gov). Gas prices: EIA weekly retail regular gasoline, week of Oct 5, 2026; EIA prices nine states on their own, and every other state uses its EIA regional average. Today's price - no inflation over the years you own it.
| Generation | Engine | Annual cost | Reliability | Known issues | Best for |
|---|---|---|---|---|---|
| 7th Gen XV50 (2012-2017) | 2.5L 2AR-FE I4 / 3.5L 2GR-FE V6 (6-spd auto) | $380-$520 | 5/5 | Very reliable - the 2AR-FE and 2GR-FE are proven engines; Some 2012-2014 owners report minor water-pump weeps; Brake actuator noise on a few hybrid units | Maximum value and simplicity - a conventional automatic and durable engines |
| 8th Gen XV70 (2018-2024) | 2.5L A25A-FKS / 3.5L 2GR-FKS V6 / Hybrid (8-spd / e-CVT) | $400-$550 | 5/5 | 2.5L Dynamic Force oil consumption on some units - check the level; 8-speed automatic benefits from a 60k WS ATF service despite the lifetime label; Otherwise excellent reliability and a strong hybrid | The modern sweet spot - pick the 2.5L or hybrid for the lowest running cost |
| 9th Gen (2025-2026) | Hybrid-only (e-CVT) | $400-$550 (early data) | 4/5 | Redesigned hybrid-only lineup - verify intervals against the owner's manual; Too new for confirmed long-term data; Strong expected reliability on Toyota's mature hybrid system | Newest efficiency; hybrid running costs are the lowest yet |
| Service | DIY cost | Shop cost | Interval |
|---|---|---|---|
| Oil Change (0W-16/0W-20 synthetic) | $30-$55 | $70-$110 | 5k (V6) / 10k (I4) mi |
| Toyota Oil Filter (cartridge) | $8-$15 | incl. | Every oil change |
| Cabin Air Filter | $12-$25 | $40-$70 | Every 15,000-25,000 mi |
| Engine Air Filter | $18-$35 | $45-$75 | Every 30,000 mi |
| Spark Plugs (iridium) | $40-$90 | $170-$340 | 120,000 mi (60,000 on 8th-gen V6) |
| Transmission Fluid (WS) | $60-$110 | $160-$300 | ~60,000 mi (recommended) |
| Brake Pads (front) | $50-$90 | $170-$280 | Every 40,000-70,000 mi |
| Coolant Flush (SLLC pink) | $25-$45 | $90-$160 | 100k mi, then 50k |
| Battery (12V) | $140-$200 | $210-$300 | Every 4-6 years |
| Tires (set of 4) | $500-$900 | +install | Every 40,000-60,000 mi |