How much does it cost to maintain a Toyota Camry per year?

A Toyota Camry averages about $400-$550 per year over the first 10 years (roughly $4,500-$6,000 total) - among the lowest in the midsize-sedan class. ToyotaCare covers the first two years; costs climb modestly past 100,000 miles as tires, brakes, and the 120k spark plugs come due.

Is the Camry V6 more expensive to maintain than the 4-cylinder?

Yes, modestly. The 3.5L V6 calls for 5,000-mile oil changes versus 10,000 on the 2.5L four-cylinder, and a V6 spark-plug set costs more. The four-cylinder (and the hybrid) are the cheaper engines to run; the V6 trades a little cost for more power.

Which Camry generation is cheapest to own?

The 7th-gen XV50 (2012-2017) with the 2.5L 2AR-FE and a conventional 6-speed automatic is simple and very cheap to keep, at roughly $380-$520/year. The 8th-gen 2.5L or hybrid (2018-2024) is the modern low-running-cost pick.

Does the Camry need transmission fluid changes?

Despite the lifetime fill label on the 8-speed automatic, a WS ATF drain-and-fill around 60,000 miles is recommended to avoid harsh shifting and extend transmission life. The fluid is inexpensive ($60-$110 DIY) relative to a transmission repair.

How much can I save doing Camry maintenance myself?

DIYing oil, filters, brake pads, and transmission fluid saves roughly $1,400-$1,900 over 10 years - about 35% off the all-shop bill. The Camry is one of the easiest sedans to work on, and oil changes alone save $40-$60 each.

Toyota Camry Maintenance Cost by Year: What Owners Actually Pay (2012-2026)

Year	Estimated annual maintenance cost
Year 1	$190
Year 2	$240
Year 3	$320
Year 4	$420
Year 5	$580
Year 6	$500
Year 7	$540
Year 8	$570
Year 9	$600
Year 10	$680
Year 11	$730
Year 12	$790

Toyota Camry cost by generation

Generation	Engine	Annual cost	Reliability	Known issues	Best for
7th Gen XV50 (2012-2017)	2.5L 2AR-FE I4 / 3.5L 2GR-FE V6 (6-spd auto)	$380-$520	5/5	Very reliable - the 2AR-FE and 2GR-FE are proven engines; Some 2012-2014 owners report minor water-pump weeps; Brake actuator noise on a few hybrid units	Maximum value and simplicity - a conventional automatic and durable engines
8th Gen XV70 (2018-2024)	2.5L A25A-FKS / 3.5L 2GR-FKS V6 / Hybrid (8-spd / e-CVT)	$400-$550	5/5	2.5L Dynamic Force oil consumption on some units - check the level; 8-speed automatic benefits from a 60k WS ATF service despite the lifetime label; Otherwise excellent reliability and a strong hybrid	The modern sweet spot - pick the 2.5L or hybrid for the lowest running cost
9th Gen (2025-2026)	Hybrid-only (e-CVT)	$400-$550 (early data)	4/5	Redesigned hybrid-only lineup - verify intervals against the owner's manual; Too new for confirmed long-term data; Strong expected reliability on Toyota's mature hybrid system	Newest efficiency; hybrid running costs are the lowest yet

Toyota Camry common repair costs

Service	DIY cost	Shop cost	Interval
Oil Change (0W-16/0W-20 synthetic)	$30-$55	$70-$110	5k (V6) / 10k (I4) mi
Toyota Oil Filter (cartridge)	$8-$15	incl.	Every oil change
Cabin Air Filter	$12-$25	$40-$70	Every 15,000-25,000 mi
Engine Air Filter	$18-$35	$45-$75	Every 30,000 mi
Spark Plugs (iridium)	$40-$90	$170-$340	Every 120,000 mi
Transmission Fluid (WS)	$60-$110	$160-$300	~60,000 mi (recommended)
Brake Pads (front)	$50-$90	$170-$280	Every 40,000-70,000 mi
Coolant Flush (SLLC pink)	$25-$45	$90-$160	100k mi, then 50k
Battery (12V)	$140-$200	$210-$300	Every 4-6 years
Tires (set of 4)	$500-$900	+install	Every 40,000-60,000 mi

Toyota Camry Maintenance Cost by Year: What You'll Really Pay

Toyota Camry maintenance cost by year

Toyota Camry cost by generation

Toyota Camry common repair costs

Maintenance schedule by year